Money
Preparing for retirement in today’s world
14 December
To prepare for retirement, there’s forced savings in the form of social security, such as superannuation. Other options to arrange for a secure financial future are savings in the bank, investments and insurance. These days, preparing for...[Read More]
Refinancing your mortgage, should you go fixed or variable?
14 December
A mortgage refinance entails taking out a new loan to replace the old one. Refinancing a mortgage is often done by homeowners in order to obtain more advantageous or favourable interest rates or other loan features that can result in cost savings....[Read More]
Common Investment Pitfalls to Avoid
7 December
Investing, a realm filled with potential opportunities and pitfalls, demands careful consideration to navigate successfully. Each misstep along the way can serve as a valuable lesson, contributing to a more refined and robust investment strategy....[Read More]
20 investment mistakes to be aware of
30 November
Investment, a field where even the most astute can stumble, is rife with potential missteps. However, these errors often serve as valuable learning experiences, offering insights for crafting more robust investment strategies. 20 investment mistakes...[Read More]
Managing Debt: A Strategic Approach to Financial Wellness
23 November
Confronting debt can be an overwhelming and stressful experience. Balancing daily living expenses while keeping up with loan repayments is a challenging task that can affect both your financial and emotional well-being. Nevertheless, with a...[Read More]
Understand if a Self Managed Super Fund (SMSF) is right for you
9 November
A self-managed super fund (SMSF) is a private superannuation fund that individuals in Australia can manage themselves. These funds differ from industry and retail super funds, as they offer more control over investment choices and insurance options....[Read More]
Understanding the Five Pillars of Personal Finance
2 November
When it comes to managing your money, it’s crucial to have a comprehensive understanding of the five key areas of personal finance: income, spending, saving, investing, and protection. Mastering these elements can be the difference between...[Read More]
Three valuable insights for effective Financial Planning
19 October
As clients seeking financial guidance and planning services, we play a crucial role in ensuring a successful partnership with our financial planners. Here are three essential insights from our perspective to enhance our collaboration with financial...[Read More]
Things to do for a happy life after retirement
12 October
Are you the employee who eagerly waits for retirement day or one who fears it because they are not prepared? While there is no blueprint for a happy retirement, some actions can help increase the chances of having an enjoyable life after...[Read More]
Setting Financial Goals – the basics & benefits
5 October
Saving a few dollars today can add up to a lot of money later on – cash that you can use to start investing, pay off your debt repayment, or save for retirement. But to ensure you have a clear direction and achieve what you want, you need to start...[Read More]
Top 5 common financial mistakes
5 October
It’s easy to make mistakes with money, especially if you’re unaware of how dire the consequences of your actions could be. Here, we’ll look at some of the most common financial mistakes people commit that frequently result in severe financial...[Read More]
Behavioural guidance during market volatility
28 September
Much of this year has remained fraught with uncertainty and instability in the markets. This, of course, has caused many investors to become nervous and impulsive about their market decisions. This article will help to ease some fears about market...[Read More]
All you need to know to get a home loan
7 September
When you get to work on the requirements, a mortgage or home loan application may seem to need an infinite amount of paperwork. However, your home loan provider is also required to conduct due diligence before they can approve a mortgage...[Read More]
Save for Rainy Days Even on a Tight Budget
31 August
When you have a tight budget, it may seem impossible to save money. And with rising inflation, it’s not difficult to understand why the personal savings rate in Australia decreased this year. However, conserving money while you’re short on cash...[Read More]
Tips to maintain a good credit score
24 August
Your credit score is a numerical indicator lenders use to determine how risk-free you are as a borrower. It is based on the details in your credit report, such as your borrowing history and whether you have made timely payments. People with low...[Read More]