Online scams are becoming increasingly sophisticated, making it more important than ever to take simple steps to protect your personal
information and finances. These top 10 tips are designed to help you stay safe online — not just today, but every day.
Scammers are constantly evolving their tactics to trick individuals into giving up sensitive information or transferring money.
From fake emails and texts to impersonation scams, the risks are real – and the impact can be significant, both financially
and emotionally.
Cybercrime is reported every six minutes in Australia, with over 87,400 incidents recorded in the last financial year. Australians lost more
than $2 billion to scams in 2024 alone.¹ While October is recognised as Cyber Security Awareness Month, the habits outlined in this article
are encouraged year-round to help you build strong cyber hygiene and protect what matters most.
Top 10 cyber safety tips
- Use strong passphrases
Create long, unique passphrases for each account. Avoid using personal information like birthdays or pet names, and consider using
a password manager to securely store them. - Always set up Multi-Factor Authentication (MFA)
MFA adds a second layer of protection by requiring something you know (like a password) and something you have
(like a phone or token). - Recognise and report phishing
Phishing scams often look legitimate and use urgency to trick you. Watch for suspicious links, unexpected
attachments, and requests for sensitive information. Pause before you act and verify the source. - Avoid clicking on suspicious links
Manually enter URLs and phone numbers from official sources. Don’t click on links in unexpected emails or messages,
even if they appear to come from trusted contacts. - Protect your data
Delete old files and emails that contain sensitive information. Shred physical documents you no longer need and secure
your mailbox to prevent identity theft. Monitor your credit profile for unusual activity. - Keep your devices updated
Software updates fix known vulnerabilities. Turn on automatic updates for your phone, computer, and apps, and restart your
devices regularly to ensure updates are installed. - Install internet security apps
Protect your mobile and computer with internet security apps, such as anti-malware and anti-virus software, which can detect
and block malicious activities. - Secure your devices and passwords
Don’t share your passwords or PINs — even with friends or family. Memorise your codes and delete any records of them.
Use strong, unpredictable combinations. - Be cautious on public wi-fi
Avoid conducting sensitive transactions on public networks. Always log out of browser sessions when finished and use
secure connections whenever possible. - Stay informed and alert
Cyber threats evolve constantly. Stay informed by visiting trusted resources like Scamwatch, ASIC’s scam register, idcare.org.
If you’ve been targeted
If at any time you think you may have been targeted by scammers or the subject of fraud, visit idcare.org — Australia and New Zealand’s
national identity and cyber support service — which can help you if you’ve been hacked or scammed.
Help to avoid scams: Stop. Check. Protect.
It can be very hard to spot a scam, but some of the warning signs to watch out for are urgent requests, suspicious links, emotional stories,
or deals that seem too good to be true. Here’s what to do if you receive a suspicious message or request:
Stop
Take some time to think about whether the request is genuine. Real companies or government departments won’t pressure you to make
a payment.
Check
Search the person or company online and look for any reviews or experiences others may have had. Call them using a number from
their official website to confirm.
Protect
If something feels wrong, act fast. Contact your bank, change passwords, and report to ScamWatch.
¹Targeting scams. Report of the National Anti-Scam Centre on scams data and activity 2024.
Monthly Intelligence Report, National Anti-Scam Centre, August 2024.




