Caring for loved ones in aged care during the Christmas and new year period
11 December
The Christmas and New Year period is traditionally a time of togetherness, reflection and celebration. For families with loved ones living in aged care facilities or retirement homes, this season can be both meaningful and emotionally...[Read More]
The quiet power of compound interest
11 December
Albert Einstein reportedly called compound interest the “eighth wonder of the world.” Whether or not he actually said it, the sentiment holds true. Compound interest is one of the most powerful forces in investing, not because it is flashy or...[Read More]
Rate rise flagged as RBA does a Grinch with no Xmas cut
10 December
Mortgage holders should not expect any relief for the foreseeable future, Reserve Bank governor Michele Bullock says, after leaving interest rates on hold. In a widely-anticipated, unanimous decision, the central bank’s monetary policy board kept...[Read More]
Top 5 insurance risks over the holiday period – and how to minimise them
10 December
The holiday period is a time for switching off, travelling, entertaining and spending time with family and friends. Unfortunately, it’s also one of the busiest times of year for insurance claims. Whether you’re heading away or staying put,...[Read More]
Nearly two in five Aussies fear retirement out of reach
10 December
Nearly two in every five Australians fear they will not be able to retire, as housing prices and day-to-day costs grind higher, new data shows. Roughly 38 per cent of Australian superannuation members have that worry, up from 28 per cent in 2024,...[Read More]
Super needed for retirement diverges due to home status
10 December
The amount of superannuation needed for different groups to retire, as projected by Super Consumers Australia: * Single homeowner needs $74,000 for a modest retirement spending $32,000 per year, with the rest (91 per cent) supplemented by the age...[Read More]
The gift of trust: How talking about us strengthens our business and community
4 December
Referrals mean more to us than words can easily express. When a happy client shares their experience and recommends us to a friend, colleague, or family member, it is one of the greatest compliments we can receive. We never take that trust for...[Read More]
The 12 days of Christmas: A goals-based approach to financial planning
4 December
The festive season is traditionally a time of celebration, generosity, and reflection. But it’s also the perfect opportunity to pause and assess our financial wellbeing. As the year draws to a close, many of us think about what we hope to...[Read More]
Understanding diversification: What it is, why it matters, and how it shapes your investment strategy
4 December
In the world of investing, few principles are as consistently emphasised—and as often misunderstood—as diversification. At its simplest, diversification means spreading your money across a variety of investment types so you are not overly...[Read More]
Reflecting on what matters as I grow older
4 December
As I move through the later years of my life, I’ve come to realise that ageing is not just a physical process but an emotional and deeply personal journey. It invites me to pause, reflect, and take stock of what matters most now and in the years...[Read More]
Steps to improving your cashflow and how a qualified financial adviser can help
4 December
Imagine feeling completely on top of your finances — knowing your money is working as hard for you as you work for it. A well-managed cashflow could be the key to achieving that feeling. Cashflow simply refers to the money coming in and going...[Read More]
The importance of life and income insurance
4 December
When we think about financial planning, we often focus on budgeting, investing, and saving for retirement. But what about protecting the very income that allows us to build those savings in the first place? Life and income protection insurance are...[Read More]
Protecting your tools of trade: Safeguarding the backbone of your business
3 December
For many tradespeople, tools aren’t just equipment — they’re your livelihood. Whether you’re a carpenter, electrician, mechanic, or landscaper, your tools are the foundation of your work and often represent years of...[Read More]
General insurance: Essential tips for December & January
3 December
As the year draws to a close, December and January present a valuable opportunity to review your general insurance needs. Whether you’re protecting personal property, safeguarding your business, or ensuring continuity of income in the event of...[Read More]
Australian economy builds as investment roars back
3 December
Surging investment in data centres and housing has driven Australia’s economic growth rate to its fastest pace in two years. The nation’s gross domestic product grew by 2.1 per cent over the year to September, the Australian Bureau of Statistics...[Read More]