What Does Protecting Your Family Entail?

Protecting one’s family is a vital aspect of parenting, and every parent has their own unique ideas about what it means to keep their loved ones safe. As a parent, you feel the need to protect and keep your children safe, especially in the early stages of their...[Read More]

Five steps to help respond to a cyber attack

With cybercrime on the rise, it’s becoming a matter of when, not if, a business will be the victim of an attack. So it’s vital to have a well-developed response plan ready to go in the event of a ransomware attack or other cybercrime. Here are five of the key steps...[Read More]

Income protection 101

There’s not much you can do without an income. In monetary terms, your ability to earn an income is your biggest asset by far – which is why income protection is so important. When you’re protecting your biggest asset, there are 3 things you need to...[Read More]

Ten steps to help prevent a cyber attack in your business

The latest cybercrime statistics make for sobering reading, with a 75 per cent rise in ransomware attacks in the 2021/2022 financial year and up to 200,000 vulnerable routers in Australian homes and small businesses. The Australian Cyber Security Centre’s (ACSC)...[Read More]

How does running a business from home affect your insurance?

COVID-19 led to many more people starting small businesses from home, often as a side hustle. But even a micro business can affect whether your current insurance policy is valid. So, what kind of insurance may you need to run a business from home? We’ll explore that....[Read More]

Concussion class action could be $1b headache for AFL

Injured football players are seeking up to $1 billion in compensation from the AFL in a landmark class action over the “serious damage” caused by concussion. The action, lodged by Margalit Injury Lawyers in Victoria’s Supreme Court, is on behalf of all...[Read More]

Why silicosis poses small business insurance challenges

There’s been a renewed focus on the safe use of engineered stone in construction. Now a growing range of voices are calling for bans on the use of silica-based materials such as quartz, commonly used for kitchen benchtops. The inhalation of silica dust...[Read More]

How to use LinkedIn to market your business

One of the most effective ways to grow your business is through leveraging your LinkedIn profile. With the right strategy, LinkedIn can be an effective way to grow your business and raise your profile. And best of all, it doesn’t take hours each day to master. Keep...[Read More]

Total and permanent disability (TPD) cover 101

A permanent disability will change what the rest of your life looks like. It can also make life much more expensive in terms of medical care and home modifications – which is why Total and Permanent Disability (TPD) cover is so valuable. When you’re looking at...[Read More]

The insider’s advantage

The biggest advantage every policyholder should know Once you’ve taken out fully-underwritten life insurance, your policy terms and conditions cannot be reduced and your policy can’t be cancelled by an insurer. In fact, once you’re covered, benefits can only...[Read More]

How to find the right financial adviser

Make this the start of something special Good financial advice can be life-changing in the best possible way. So it’s worth putting a bit of effort into finding someone you’ll want to work with for a number of years. Here are some good ways to find the right...[Read More]

What the new director ID rules mean for you and your business

If you’re the director of a company and you have not registered for a director ID, you could risk a penalty of up to $1.1 million. So, if you’re among the many directors who have not yet registered for their ID, now’s the time. The Australian Taxation...[Read More]

Is flexible work the answer to the staff retention challenge for small businesses?

Giving staff the opportunity to access flexible working arrangements is one of the best ways to keep them engaged productive and loyal, according to new research. This, along with other benefits such as employer-provided insurances, has considerable and long-term...[Read More]

How artificial intelligence is transforming business insurance

Across Australia, businesses of all shapes and sizes are turning to information communication technology to automate repetitive tasks, reduce overheads and increase sales and profits. So is the insurance sector. Eighty percent of local insurers are using Insurtech...[Read More]

How to reduce your business insurance costs

More expensive premiums, higher excesses and narrower coverage are set to become an insurance reality for many Australian businesses. Here’s how SMB’s can prepare for a hardening market. Australian businesses have benefited from a soft insurance market for some...[Read More]